Most personal finance bloggers seem to be anti-debt, at least to some degree. Some people think that some debt is okay, and that might be true in some cases. For example, borrowing money to finance a good college education, or a graduate degree. Of course, not every program is a good investment, which is another [...]
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The cost of driving a car seems to be going up, at least from my vantage point. When I consider how cheap gas was years ago, there is no doubt that its price has risen at a rate higher than that of inflation. Thus, when I look at how much I’m spending on cars- and [...] Share and EnjoyMany of us care about being responsible with nutrition. Because of that, the reality that there are so many claims that people might make about food makes it easy to let yourself believe a lot of them. They might not guarantee that the food is healthy anyway, no matter how much you might pay. Terms such as [...] Share and EnjoyFree = good. Well, not always, as sometimes we do get what we pay for. But if you can get something of value for little or no cost, it’s pretty cool. Maybe I get a bit more excited that some folks do over such things, but sometimes it just feels great to score a deal. [...] Share and EnjoyPersonal finance is, quite naturally, a numbers-oriented endeavor. The scorecard can contain many different metrics, but ultimately it generally comes down to measures of net worth and cash flow. To help facilitate our progress toward such goals, we might decide to track expenses. In doing so, we can have a realistic idea of how much money we [...] Share and EnjoyFirst off, let’s get this out of the way: I’m not financially independent at this point, it is a work in progress for now. However, I do have a long-term goal of financial freedom, so I’ve been working toward this end recently. It will be something I’m likely working toward for a while, but starting from [...] Share and EnjoyWhen it comes to budgeting, there are many different ways people go about allocating money to different expense categories. We all have different things that we value, or in many cases have very different needs. Thus, it’s very unlikely that any two budgets will look exactly alike. While that’s the case, there are probably a [...] Share and EnjoyThere is a saying that I’ve heard a few times before that I really liked, but don’t think about or act upon enough. It’s simply this: “Life is Not a Dress Rehearsal“. While we hear sayings all the time that go over our heads, or simply don’t resonate for whatever reason, this one does with [...] Share and EnjoySo many of us truly enjoy saving money. Not just the big picture, important aspect of having enough money for retirement or other necessary expenses. We also like to have those frequent “successes” in terms of saving money on different purchases or expenses. It that’s something you enjoy, why not visit the local library? Really, it’s [...] Share and EnjoyDo you use customer loyalty cards at places where you shop or eat? At one time, I would shy away from doing so. My reasoning was that the loyalty cards would be more of a burden than a benefit. For example, one would have to carry the card around in order to accrue any benefits. For [...] Share and Enjoy |
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